Insurance Basics

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Basics
Estimate Savings
Medical Plans
Dental Plans
Vision Plans
Summary

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Basics

CautionErrImg Please enter your ZIP code, county, first name and date of birth before saving.

ZIP Code

County

If you want to change your ZIP Code, please contact your agent or call the number at the top of the page.

What type of coverage do you need?

Medical with optional Dental/Vision/Life Plans

Dental with optional Vision/Life Plans

Vision with optional Life Plans

What's more important to you, richer benefits or lower monthly premium?

Richer benefits
Lower costs

Begins: 06/01/2025

Applicant Information

First Name

Date Of Birth

We need your date of birth to display the correct plans and rates.

Have you used tobacco? (within the last 6 months)

Have you used tobacco products 4 or more times per week, on average, in the last 6 months?
(Religious or ceremonial usage excluded.)

Yes No

Information for Cost Savings Estimate

Estimated Household Income (Optional)

Estimated Household Income

Eligibility for subsidies is based on a household's Modified Adjusted Gross Income (MAGI). For most taxpayers, MAGI is the same as Adjusted Gross Income (AGI) which can be found on Line 4 on a Form 1040EZ, Line 21 on a Form 1040A, or Line 37 on a Form 1040. Taxpayers who receive non-taxable Social Security benefits, earn income living abroad, or earn non-exempt interest should add back that income to AGI to calculate MAGI.

Have you received or were you approved to receive unemployment compensation for at least one week at any point in 2021

If you received or will receive unemployment benefits in 2021, the American Rescue Plan (ARP) provides additional financial help. Under ARP, your eligibility for marketplace subsidies will be based on a total annual income of no more than 133% of the federal poverty level (for most states this is around $17,000 - $18,000), instead of your actual annual income in 2021. This means you may be eligible for plans at the lowest available rates.

Who will need coverage?

Applicant Only Applicant and Others

Life plans are for primary applicant only. Dependents more than 18 years of age can buy Life plans separately.

+ Add Dependent + Add Spouse / Domestic Partner

If you want to add new dependents, please contact your agent or call the number at the top of the page. You can still remove dependents using this option.

Press enter to delete the dependent's first name or date of birth

Spouse/Domestic Partner first name

Date Of Birth

Have you used tobacco? (within the last 6 months)

Yes No

Relationship to Applicant

When selecting Relationship To Applicant, dependent parents, stepparents, and parent-in-laws can only be added in California and with Medical coverage. If you change your ZIP code or coverage, we'll remove all dependents and you'll need to re-add them.

If you are seeking to add a dependent parent or stepparent who is eligible for or enrolled in Medicare at the time of this application, the CA Health Insurance Counseling and Advocacy Program (HICAP) can provide health insurance counseling to senior California residents free of charge. You can call HICAP at 1-800-434-0222, or contact your local HICAP county office, for more details.

Check to see if you qualify for financial help (Optional)

Depending on the size of your household and your income, you may qualify for a federal subsidy that will help lower the amount you are responsible for paying for your health plan.

New York and California users:

1.Select the "Check Subsidy Eligibility" button. You will be redirected to your state's Health Insurance Marketplace, or exchange.
2.Use your state exchange's subsidy calculator to determine your estimated monthly subsidy amount.
3.Return to this page, and enter the estimated monthly subsidy amount into the field.
4.Select "Next" to continue.

- OR -

Estimated monthly subsidy amounts

Save your Progress

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Return and Finish

Log back in to finish.

Current Member?

View your current plan and shop for a new one.

Are you Eligible for Medicare?

To learn more about Medicare plans, please contact your agent or shop for Medicare plans today.

How Health Insurance Works

Helpful information about health insurance

Losing Medicaid benefits?

Learn more or Call us at the number above to help you find the right plan.

All pediatric dental rates are subject to regulatory approval. The benefit details are a summary for informational and comparison purposes only and do not include the full extent of limitations and exclusions. We want you to understand what your coverage does not include before you enroll. Review the evidence of coverage / insurance policy (plan contract) for a detailed description of benefits, co-pays, coinsurance, deductibles, limitations, and exclusions. You can obtain a copy from your agent or by calling us. The overview of coverage and member cost shares are based on benefits being received from an in- network provider. Member cost shares may be more for services received from an out-of-network provider. The rates quoted here are subject to change. Rates may change for a variety of reasons including, but not limited to, plan effective date, age of applicant(s), geographic location and other factors. If there is any difference between the rates quoted on this site and the final assigned rate, the assigned rate will prevail.